Your finance questions answered.
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Financial Conduct Authority

Trafalgar Leasing and Asset Finance are Authorised and regulated by the Financial Conduct Authority

and are Appointed Representatives of Asset Finance Solutions UK Ltd

GAP Insurance

most of us think our Comprehensive Motor Insurance covers us for any financial shortfall if your vehicle is written off – THINK AGAIN

GAP Insurance will protect you if you write off your vehicle. Your motor insurer may not pay you enough either to settle any finance outstanding on your vehicle or purchase a replacement vehicle.

GAP Insurance will ensure that you are not left out of pocket if you have a total insurance loss by covering any shortfall between your insurance pay out and the amount outstanding on the finance agreement

Over 500,000 cars cars are stolen each year, most of these are written off. Add to this the large number of accidents each year and you will see the scale of the problem

Contact us to find out more or to get a quote

Want to Sell your old car or Van ?

We have various outlets for the purchase of your old car, leaving you free to enter into a deal for a brand new car or van. Call us now to discuss this option and what we can do for you.

Do vehicles come with a warranty?

Yes. All vehicles come with a full UK manufacturers warranty, normally for 3 years. Some makes, such as Kia come with a 7-year warranty.

Are there any other hidden costs involved?

No. You will receive a fully detailed quotation showing all the figures. There are no fees for any contract hire or personal contract hire deals. There will normally be a documentation fee or sale agency fee for personal contract purchase deals, but this will also be clearly shown in your quotation.

Do I have the freedom to choose any vehicle colour?

Any contract hire or personal contract hire quote is tailored to your personal specification, including colour and any extras required.

How do I take delivery of my Vehicle?

Your new vehicle will be delivered to your home or business address and then collected at the end of the contract at no charge.

 

Will the contract include maintenance?

Any vehicle can be quoted either with (full maintenance), or without maintenance (non-maintenance). Non-maintained contracts include the Road Fund Licence, however, all servicing and maintenance costs including tyres are the responsibility of the customer. Full maintenance contracts include all servicing, routine maintenance and tyres. Accidental damage, such as a broken windscreen or headlamps is a cost borne by the customer or their insurance company.

Who supplies your vehicles?

We arrange the purchase of the vehicle with the contract hire company, either through their suppliers or with one of our own trusted contacts. All vehicle suppliers are UK franchised dealers.

Do Trafalgar only arrange finance for cars and vans?

No. We can arrange hire purchase or finance lease terms for any asset, office equipment or plant & machinery through a range of finance companies. Please see our Asset Finance page.

Do Trafalgar only arrange contract hire and personal contract hire?

No. If required, we can also arrange hire purchase or finance lease terms through a range of finance companies such as ING Lease, Santander, Close Motor Finance and Armada Finance.

Which companies do Trafalgar use for contract hire and personal contract hire?

We are not tied to any particular provider, that way we can secure the best possible deals for our customers. We arrange contract hire & personal contract hire deals through a range of companies including Lex Autolease, ALD Automotive, Arval Fleet, Days Contract Hire and Ogilvie Fleet. We also work with all the automotive manufacturers’ contract hire companies.

Why use Trafalgar Leasing and Asset Finance?

With many years experience in the finance and contract hire industry, Trafalgar offer expert advice and a fully rounded service. We compare every available finance option to ensure that our customers get the best possible deals. We don`t just arrange the finance, we are there for the duration of the agreement to handle any issues that may arise. We are proud of the personal service we offer.