The directors of small British construction businesses are lending them more money to plug a funding gap as Banks set tighter lending criteria, focusing on larger players, and major contractors delay payments. A survey of traders including electricians, plumbers and decorators, by online finance market Funding Options, found directors lent the companies £38 million in 2015/16, up from £ 29.7 million. Funding Options warned that subcontractors that fail to find secure funding solutions could face insolvency – Daily Mail/Yorkshire Post