Visa plans to pay businesses to ban Cash
Visa could pay British businessesto stop accepting coins & notes, after its chief executive vowed to `put cash out of business`. The Telegraph reports that Visa will offer shops & restaurants lump sums worth thousands of pounds, as well as free contactless technology upgrades, if they ensure that customers only pay by debit card, credit card or digital payment such as Apple Pay. The FSB said that making businesses cashless could hinder tourists who use cash, and people living in rural areas with slower broadband speeds. – Tne Daily Telegraph/The Times/The Sun
Cancelled Order – great deal on Skoda Superb Estate
One only New Skoda Superb 2.0 Tdi CR 190 Sport Line DSG Auto Estate in Laser White
includes Sat Nav., Bluetooth, Leather etc
Contract Hire @ £ 229 + vat based on 6 + 23 10k pa NON Maintenance (same deal through Lex is £ 470 pm)
Finance to Business
in Quarter 4 of 2016 the combined Net Lending to Businesses of 22 UK Banks was £220 million, whereas Net Lending by Funding Circle alone was £167 million – why not think of other options to your Bank – source Funding Circle
New Speeding Penalties
The Government has introduced tougher penalties for speeding offences following a rise of 44 % over the last 5 years
the new penalties came into force on 24th April 2017 and mean that offenders will now pay a fine based on a percentage of their weekly income decided by the severity of the offence
there are 3 Bands of Offence (ie 36mph in a 30mph zone rising to 105mph in a 70mph zone)
and fines range from a minimum of £132.69 in Band A to £928.85 in Band C
New Speeding Penalties
the Governement has introduced tougher penalties for Speeding offences following an increase of 44 % over the last 5 years
they came into force on 24th April 2017 and mean that offenders will be fined based on a percentage of their weekly income & severity of the offence
there are 3 Offence Bands (Band A example 36mph in a 30mph zone minimum Fine £ 132 rising to Band C 105mph in a 70 mph zone maximum fine of £ 929)
Worst cars for pollution
Which? has carried out tests on diesel cars analysing 278 diesel cars from leading carmakers between 2012 and 2016 testing average NOx emissions alongside official Euro 5 & more recent Euro 6 limits (set at 0.18g/km & 0.08g/km respectively)
all 16 Renault cars had NOx emissions up to 4 times higher for Euro 5 & 9 times higher for Euro 6 limits – 0.73g/km & 0.72g/km respectively
6 Nissan cars tested had average NOx emissions of 0.8g/km
Jeep also had some of the highest emissions- 1.735 g/km on the 2 cars tested – 9.5 times the Euro 5 limit
the 33 BMW cars tested had some of the lowest NOx emissions – average of 0.41g/km for Euro 5 & 0.14g/km for Euro 6 – John Kiran Motor Trader
Tesla passes Ford in market value
Tesla has passed Ford in market value after shares in the firm added more than 7 per cent
at recent close of trading, Tesla had a market value of $49billion (£38billion), whereas Fords value was $46billion
Teslas shares rose after an announcementof record car deliveries in the first 3 months of this year
beat the Vehicle Excise Duty rise
there are a limited number of March Pre-Registered cars available which can save you £s – see Latest Offers page or contact us for details
US trade deal could see prices fall within 6 months
A report claims that a trade deal with the US that would send prices for British consumers tumbling could take less than 6 months to agree. Shoppers would benefit from cheaper food, cars and clothes imported from America under the proposals to cut tariffs. The plan for a fast-track trade deal between Teresa May`s Government and Preident Donald Trump`s White House administration has been put forward in a report publishe today by the Eurosceptic group Leave Means Leave. – Daily Express
Tax deadline worries ?
did you know that we have access to 63 Lenders and some of them offer Loans from £ 1000- £ 5 million for Tax Bills, Cash Flow, Stock Purchases -all sorts of short term requirements
More firms opt for Asset Finance
A report by the Asset Based Finance Association shows asset-based finance is closing in on Bank Overdrafts market share as a source of finance. It found that £9.5 Billion was lent to small businesses via asset based finance in 2016, a 3% increase from £9.2Billion in 2015. In contrast. the number of business bank overdrafts decreased by 2% to an average of £12.4Billion in 2016, down from £12.6Billion from the previous year. Jeff Longhurst , chief executive of the ABFA, said “businesses are realising they can leverage the value of assets such as outstanding Invoices for the direct benefit of their businesses- and there are a number of flexible options they can choose from”. – Startups
Bricklaying Robots on their way to the UK
Robot bricklayers could arrive on building sites in Britain in months, construction experts have told the Times. The devices have already started replacing humans on a handful of sites in America, with the newly launched Sam (Semi-Automated Mason) capable of laying up to 3,000 bricks a day compared with the human average of 500. Construction Robotics, SAms creator, has said that company executives aim to introduce the robots in Britain
Government Borrowing down
Government borrowing fell to £ 1.8 Billion in February, down from £ 4.6 Billion a year ago according to the ONS
following a rise in Corporation Tax receipts up by 21.3 % to £ 50Billion
in the financial year to date, borrowing has fallen by £ 19.9 Billion from last year to £ 47.8 Billion
Accessing Finance requires a leap for gazelles
the Commons business, energy and industrial strategy committee has warned that access to finance is posing a barrier to high-growth small businesses
- the Daily Telegraph
Highest New Car Registrations
January saw the highest number of New Car registrations in that month for 12 years – it is widely believed that one of the main reasons is the increase in Vehicle Excise Duty for new cars from 1st April
Save £000`s on 66 Plate Commercial Vehicles
there are a range of Nissan, Fiat, Vauxhall , Citroen & Renault Vans with excellent savings
ranging from over £ 4,000 off a Nissan Navara Double Cab to over £ 10,000 saving on a Vauxhall Movano Van
contact for details – Limited numbers available
Price Protected Renault Vans
there are a limited number of Trafic & Master Vans which have been registered to beat the 1st April Price increase – contact us for details
Access to Funding
a new study from Aldermore Bank has highlighted that 19% of British SMEs have missed out on business opportunities because they couldn`t access finance
-if this is you please contact us – we have access to 59 Lenders
Finance for £ 25k Furnace
in April we completed the finance on Hire Purchase over 5 years for a New Furnace costing £25k for a Diecasting company based in Bridgnorth, Shropshire
Sale & Hire Purchase Back Finance for £ 335k Sheet Metal Machine
in September we arranged the finance on a Sale & Hire Purchase back facility for an engineering company in South London
the goods were supplied by a German manufacturer
Finance for £ 45k Computer System
in October we arranged finance on Hire Purchase over 5 years for an Insurance company in East Sussex
Finance for £ 25k Telephone System
in October we arranged finance on Hire Purchase over 5 years for a Charity in Easst Sussex
Finance for £ 60k Optical Machine
in November we arranged finance on Hire Purchase over a 5 year period for a company in East Sussex
Finance for Kawasaki Mule
we recently financed a Kawasaki Mule 4wd multi purpose vehicle for a Zoo on Hire Purchase over a 4 year term
Cheapest Berlingo prices ever ?
Citroen Berlingo 1.6Hdi 625kg 75ps Enterprise Van (inc Sat Nav., Rear Parking Sensor, Bluetooth, Air Con etc)
Contract Hire 24 months 3 + 23 10k pa NON Maintenance @ £ 139 pm + vat
Financial Conduct Authority
Trafalgar Leasing and Asset Finance are Authorised and regulated by the Financial Conduct Authority
and are Appointed Representatives of Asset Finance Solutions UK Ltd
Help for the Farming Community – Hitachi Capital
From: Sonia Rai [mailto:sonia.Rai@hitachicapital.co.uk]
Sent: 11 February 2014 11:47
To: Nick.simpson@afsuk.com
Subject: Support for the farming community
|
Save over 50 % on Used `12` plate Volvo V60 D5 SE Lux Geartronic Estate
`12` plate Volvo V60 with Sat.Nav, Leather, Metallic, Climate, Rear Park Assist , Heated Front Seats etc
@ £ 18,600 (inc 12 months RFL) – New List Price is £ 39,000 – Limited numbers
Save over £100 per month on Ford Focus 1.6 Tdci Zetec @ £ 169 pm
new Ford Focus 1.6 Tdci Zetec 5 door Hatchback + Metallic paint @ £ 169.99 + vat per month
based on a 24 months Contract Hire deal 3 rentals deposit followed by 23 rentals 10, 000 miles per annum Non Maintenance
Limited numbers available offer ends 30th September or while stock lasts
Great Savings on New Vans
Save over £ 12,000 on New Peugeot Boxer Vans, £ 7,000 on Vauxhall Vivaro Vans, £ 5,500 off Peugeot Partner Van – see Latest Offers Page for full details of these and other great savings
Renault ZOE ZE Electric Car
last week I was treated to a `trip round the block` in a customers New Renault Zoe ZE Electric car – it was a new experience, no noise, very fast acceleration and NO Fuel cost (apart from the Electricity charging the battery when needed) it has a range of 170 miles before it needs recharging. the customer has been very pleased with it and I was very impressed, although because it is so quiet no one can hear you coming (the customer actually knocked someone down when they were walking on the road on a mobile after a football match – but not hurt thankfully) – if you are interested this car can be supplied on Business Contract Hire @ £ 244 + vat per month (3 years 3 + 35 10k per annum Non maintenance)
Save over £ 8,000 on New Renault Trafic SL27 Sport dCi 125 Euro 6 Van @ £ 15,195 + vat + RFL
Save over £ 13,000 on New Citroen Relay 35 2.0 Hdi Enterprise L2 H2 LWB High Roof 130ps Van @ £ 14,795 + vat + RFL
Save over £,6,200 on New Citroen Berlingo 1.6 Hdi Enterprise 625kg 75ps Van @ £ 9,950 + vat + RFL
Save over £ 13,500 on New Peugeot Boxer 335 L2 H2 130ps Professional Van @ £ 14,450 + vat + RFL
New Pre-Reg Citroen Nemo Enterprise 660kg Van @ £ 8,695 + vat + RFL
Ford Courier L1 75ps Base (Old model) + Air Con in White (6 only) @ £ 10,395 + vat + RFL
Ford Transit 350 L2 RWD DRW Tipper + Tow Bar in White (6 only) @ £ 21,795 + vat + RFL
Trafalgar Leasing and Asset Finance are authorised and regulated by the Financial Conduct Authority.
Why you should choose DAB Radio
I understand that when the Radio networks change from FM to DAB (scheduled sometime in 2015), that all FM Radios will cease to work unless you pay something like £ 200 or more to convert them
if you are Buying or Leasing a New Vehicle – choose to have the DAB Radio option to save you money & problems in a couple of years time
see also www.subzerochoice.co.uk
Finance for Sub-Prime deals
we deal with several Lenders who are prepared to offer terms for customers who have had credit problems in the past – so if you have had defaults or CCJs don`t despair – contact us to see if we can help
Hitachi Capital Business Finance
I can now quote Asset Finance terms using Hitachi rates in addition to the many other main stream Lenders which we deal with
Nissan Juke 1.6 94 Visia 5dr @ £ 145.99 over 2 Years
Vauxhall Insignia 2.0 CDTi + Sat Nav etc @ £ 244 pm
Vauxhall Insignia 2.0 CDTi Tech Line 130 Ecoflex 5dr Hatch @ £ 244.99 pm + VAT
inc. Navi 600 Sat Nav + colour screen, DAB, Bluetooth, USB, Cruise. Alloys
based on Business Contract Hire 36 months 3 + 35 10k pa NON Maint
Funding Circle for Loans from £ 5k – £ 500k
I had an interesting meeting with Funding Circle last week – they are the biggest Peer to Peer Lender in the UK
Interest Rates are quoted by the Investors who effectively buy the Loan – besides being a very transparent way for a company to arrange funding it is very attractive to Investors who can obtain a far better return on their investment than traditional options. they only deal with Limited Companies
Audi A3 2.0 Tdi SE 3 door hatchback @ £ 199.99 pm
based on a 2 Year deal 3 + 23 10k per annum NON Maintenance Contract Hire
Save over £ 10,000 on New Volvo XC70 2.4 D4 SE Lux Geartronic AWD
New Volvo XC70 2.4 D4 163 SE Lux Geartronic AWD @ £ 28,115 (list Price £ 38,475)
includes Sta Nav., Leather, Multi Media Audio Player, Rear Park Assist, Bluetooth, Heated Front Seats, Xenons etc
3 only available from UK Volvo dealer
Citroen C4 Grand Picasso @ £ 219 over 18 months
1.6 Hdi Platinum manual inc. Bluetooth, Dual Air Con, Panoramic Sunroof
based on 18 month Business Contract Hire 3 + 17 10k pa NON Maintenance @ £ 219.99 + VAT
Citroen DS4 on Personal Contract Purchase @ £ 199.45
New Citroen DS4 DStyle Hdi 115 hatchback in Polar White based on 2 Year Agreement with £ 999 Deposit and 10,000 miles per annum
includes Road Side Assistance and 3 year 35,000 mile Servicing Agreement, Road Fund Licence for 1st year only, £ 125 Doc Fee
No Vat on payments 7.5 % APR – Option to Purchase or Hand car back at the end of 2 years
Seat Exeo SE Tech 4dr Inc Sat Nav & Leather @ £ 211.99 pm
also includes Cruise, Bluetooth Climatronic Bi-Zone, MP£ Compatible CD Player + USB Connection, Rear Parking Sensor, Metallic, DVD Route Planner with Colour Screen
based on Business Contract Hire 36 months 3 + 35 profile 10,000 miles pa NON Maintenance
Great Deals on Short Term Rental for Cars & Vans
Ford Fiesta 1.0 Petrol Zetec 5 door hatchback @ £ 265 + vat per 28 days (based on 3 months rental period with mileage of 1,000 pm)
Ford Transit Connect SWB Van @ £ 289 + vat per 28 days (based on 3 months rental period with mileage of 1,000 pm)
other makes & models and mileages available
Free Delivery & Collection – Documentation Fee – £ 150
Save over £ 7,000 on New Vehicles
these are a few examples of the Savings to be made by sourcing vehicles through my Suppliers
New Vauxhall Astra 1.7 CDTi Ecoflex 130 SRi 5dr Hatchback @ £ 15,900 (saving £ 7,004 off List Price)
Nissan Qashqai 1.6 Acenta 5 door hatchback @ £ 14,495 (saving £ 3,595 off List Price)
Asset Finance Solutions UK Ltd
since my link up with Asset Finance Solutions I have funded several deals on Hire Purchase for a Ford Ranger Double Cab Pick up for a Cleaning Company in Horsham through Societe Generale, a New Fiat Ducato Van for a Fire Protection Company in Waltham Abbey through Northridge Finance, a Swaging Machine for a Customer in Middlesborough through Investec Bank, a Used Ford Transit Refrigerated Van for a Catering Company in Aylesbury through Northridge Finance, and a New Peugeot Boxer Van kitted out as a Mobile Workshop for an Engineering company in Cowdenbeath, Scotland through Aldermore Asset Finance to name but a few
Asset Finance Solutions Ltd
Trafalgar Leasing and Asset Finance have now joined Asset Finance Solutions Ltd based in Blackburn, who are one of the largest Finance Brokers in the UK, with business introduced to Lenders forecast to reach £ 95 million for this year. This link up will provide access to 35 Lenders covering the whole Finance spectrum from Start Up companies to PLCs and enabling the funding of virtually any Asset.
Bodyshop/Courtesy Car deal @ £ 104 pm
Peugeot 107 1.0i Active 5 dr + metallic
@ £ 104.99 + vat 10k pa 21 months 1 + 20 Non Maint (Bodyshops only)
Great Trade Offer on New Pre-Reg. Fiat Vans
Fiat Doblo Cargo 1.3 Multijet 90ps + Side Load Door @ £ 8,950 + VAT + RFL
Fiat Doblo Maxi LWB SX 1.6 Multijet 105 ps @ £ 10,195 + VAT + RFL
Fiat Ducato 35 L3 H2 2.3 130bhp @ £ 13,995 + VAT + RFL
New Audi A3 5 door Sportback launch
the 3rd generation of the popular A3 is launched at the Paris Motor Show next week
priced from £ 19,825 OTR, with SE, Sport & S Line specification, it is available to order now, with delivery in March 2013